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GetCapitalToday Review

GetCapitalToday is a direct lending company offering effective short term business loans online. Their two specialized loan products such as small business loans and merchant cash advance (MCA) cater to specific financial needs of both small and mid-sized businesses, all across the United States. Qualifying for their funding solutions is relatively easy and fast, considering their relaxed loan requirements and simplified lending process with no faxing. They can deliver alternative funding with zero collateral by next day of approval. With them, you can borrow as much as $500,000 without any restrictions on the usage of business capital.

Why Get Short Term Funding from GetCapitalToday?

  • Quick access to funds up to $500,000
  • Flexible finance options for any industry
  • Rates starting at 8.5%
  • Two unique loan products for all needs
  • Safe and secure online lending process
  • Guaranteed business loan approval
  • No collateral and personal guarantee
  • No origination fees
  • Ideal for short term business loans
  • Poor credit score accepted
  • No detailed business plans

Rates & Fees

Minimum APR – 8.5%

Maximum APR – 58%

GetCapitalToday presents reasonable APRs starting at 8.5% for businesses meeting their relevant eligibility criteria. But depending on various factors such as credit score, borrower’s business revenue, terms and other related fees, these base rates fluctuate. As a result, the exact rates cannot be assessed with precision; they may go up to 58% for lesser qualified borrowers, particularly those with poor credit history.

Application & Qualification

Application Process

GetCapitalToday promotes a streamlined application process with no-obligation online form that can be accessed even from the privacy of home. There are no lengthy lines and mundane documentation involved. With faster than average loan approval time, a borrower can have direct deposit of funds in ones authorized bank account by next business day.

Min. Requirements

  • 6-month old business in operation
  • monthly revenue of $5000
  • No open bankruptcies

Other Requirements

  • Bank statement (recent 3 months)
  • Credit card transaction processing statement (recent 3 months)
  • Landowner’s contact details / lease agreement
Contact & Other Information

GetCapitalToday is a good choice for businesses in need of tailor-made business loans for a shorter term. Besides, they can be trusted for high loan approval rate and flexible lending criteria. Therefore, TopBusinessLoanLenders recommends this direct short term business loan lender for borrowers with lower credit score and no collateral to secure the funding.

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