Business Capital USA Review

Business Capital USA is a US based online lending company that specializes in offering flexible business financing to small and medium size businesses of all kinds. They are a great choice for business capital solutions including business working capital, merchant cash advance, business cash advance for women, business invoice financing, equipment financing and many other business loan alternatives. Thus, they serve as a preferred lender for borrowers seeking alternative to small business loans for a short term of 4 to 12 months.

Why Get a Business Cash Advance from Business Capital USA?

  • Merchant cash advance up to $500,000
  • Bad credit is accepted
  • High approval rates
  • Hassle-free application process
  • Loan decision in minutes
  • Funding in 24 hours
  • No personal collateral required
  • Capital for any business purpose
  • Flexible repayments

Rates & Fees

Minimum APR – 10%

Maximum APR – 40%

APRs mentioned are just an estimation. The exact rate will depend on individual’s credit score and the amount borrowed. However, Business Capital USA’s APRs fall on a reasonable side, taking into consideration the US lending market for business financing.

Application & Qualification

Application Process

Business Capital USA offers a quick and convenient online application that can be accessed anytime from anywhere. Once submitted, the funding decision is given in few minutes. If you qualify for their business cash advance, you can have the money in as little as 24 hours.

Min. Requirements

  • 6 months in business
  • $5000 in monthly revenue / regular monthly cash
  • Credit score of 600

Other Requirements

  • Most recent three-month bank statement
  • Most recent three-month credit card transaction processing statement
  • Lease agreement or landlord contact info
Contact & Other Information


Company Phone


Company Fax



2207 Concord Pike, Suite 551 Wilmington, DE 19803

Email Address

Business Capital USA carries a huge loyal customer base ensuring high loan approval rate and transparency in lending process. Therefore, TopBusinessLoanLenders recommends this lender with kind qualifications, competitive rates and faster funding process for your business cash advance needs.

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